2 min read
From Renting to Owning: Why Software Ownership (Should) Matter to Insurance Organizations
Most carriers do not own their core systems. They license them. The distinction is easy to ignore during normal...
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Explore the latest insights and trends in insurance and risk management, insurtech, talent development and more.
3 min read
What Distribution Loyalty Actually Costs
Aug 26, 2026 by Nicholas Lamparelli
Toni Logan of American Integrity on the agent strategy that held through Florida's worst years FOCUS Insurance Services...
2 min read
Operational Accountability and AI Governance in Insurance With Florida Regulator, Mike Yaworsky
Aug 21, 2026 by Nicholas Lamparelli
The property and casualty insurance industry faces a dual challenge: navigating complex catastrophe-exposed markets and...
1 min read
The Claim Signal That Never Gets Filed
Aug 20, 2026 by Nicholas Lamparelli
Every claims organization has two systems of record. One is the claim system. The other is an inbox. The first is...
2 min read
Optimizing AI in Insurance: The Crucial Role of Data Foundation
Aug 14, 2026 by Bruce Broussard
Artificial intelligence has moved from pilot projects to production in many property and casualty insurers. Claims...
2 min read
Understanding AI: What It Is and Where It Works in Insurance Agencies
Aug 11, 2026 by Raul Guerra
Ask ten insurance agency owners what "AI" means, and you will likely get ten different answers. For some, it conjures...
3 min read
How Verisk's 2026 Tropical Cyclone Model Update Will Affect the Property CAT Sector
Aug 10, 2026 by David Delaney
Every major catastrophe model update triggers the same two questions from carriers, reinsurers, and ILS managers: "How...
2 min read
The Loss Ratio Is Decided in the Inbox...Before the Adjuster Opens It
Aug 6, 2026 by Sean Chou
The most consequential moments in a claim happen before the claim is ever opened. A demand letter lands in an...
3 min read
State Farm's Agency Overhaul: Good Strategy, Flawed Execution
Jul 24, 2026 by Nicholas Lamparelli
This article is inspired by and builds upon Ian Gutterman's original analysis, "State Farm: Is What's Bad For Agents...
Industry News
Stay up to date on breaking commercial insurance and technology news
InsuranceDekho and RenewBuy officially announce merger
Sep 1, 2026 by Insurance Nerds Editorial Team
InsuranceDekho and RenewBuy Announce Merger Gurugram-based insurtech startups InsuranceDekho and RenewBuy have...
Foxquilt Expands U.S. Product Suite with Launch of Errors & Omissions (E&O) Insurance
Sep 1, 2026 by Insurance Nerds Editorial Team
Foxquilt Introduces E&O Insurance in U.S. Market Foxquilt, a North American insurtech company, has launched its...
Disasters to cost world $450bn a year from climate change and development
Sep 1, 2026 by Insurance Nerds Editorial Team
Projected Annual Disaster Costs Linked to Climate Change and Development Global disasters are anticipated to cost $450...
Who's using what in P&C insurance: August 31, 2026
Aug 31, 2026 by Insurance Nerds Editorial Team
Insurance Tech Developments Involving Amica Insurance and Applied Systems Recent developments in insurance technology...
Stay customer focused: HappyRobot, CEO and co-founder
Aug 31, 2026 by Insurance Nerds Editorial Team
HappyRobot CEO Highlights Common Insurtech Misstep Pablo Palafox, the CEO and co-founder of HappyRobot, has identified...
Zurich, Chubb, Prudential, New York Life score points in AI survey
Aug 31, 2026 by Insurance Nerds Editorial Team
AI Efforts by Zurich, Chubb, Prudential, and New York Life Highlighted in Survey Zurich, Chubb, Prudential, and New...
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Insuring Tomorrow
Engaging Millennials in the Insurance Industry
Tony Cañas, CPCU, MBA & Carly Burnham, CPCU, MBA
The End of Insurance As We Know It
How Millennials, Insurtech, and Venture Capital Will Disrupt the Ecosystem
Rob Galbraith, CPCU, CLU, ChFC
When Words Collide
Resolving Insurance Coverage and Claims Disputes
Bill Wilson, CPCU, ARM, AIM, AAM
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